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 VPI, Obtaining Coverage, Levels of Coverage,

Is Veterinary Pet Insurance Right for My Pet?

Insurance. It’s part of all of our daily lives – we insure our homes, our cars, and the health of our families. Insurance provides us with peace of mind, and you should have that same peace of mind when it comes to your pet’s health. When your pet is ill, our number one concern is getting him healthy again. But, for many pet owners, this concern becomes overshadowed by the financial burden of treatment for a sick pet. Often pet owners are forced to choose less effective treatment options, or in more unfortunate circumstances, no treatment at all, as a result of cost concerns. Veterinary Pet Insurance offers affordable plans that can ease the financial strain of your pet’s healthcare needs. Rather than worrying about the cost, you can concentrate on helping your pet get well and stay well, and rest easy knowing you helped to provide him the best possible treatment available. Put your pet’s health first – ask us about Veterinary Pet Insurance today.

Do you budget for emergency healthcare for your pet? Many pet owners do not. However, one chronic medical condition or emergency procedure can end up costing the same or more than several years of wellness care. Even the pet owners most attentive to their pet’s healthcare cannot predict how or when an accident may occur. In the unfortunate event that your pet is injured or develops an illness, what will you do? Sometimes, these unforeseen medical issues can require weeks or months of treatment. How will you pay? Unexpected medical expenses can require large cash outlays, which put you in the uncomfortable position of figuring out where to find the money for them. Don’t let an emergency or medical condition catch you and your pet unprepared. Veterinary Pet Insurance is like a safety net for your pet. In a difficult time, having pet insurance can mean that money is one thing that you don’t have to worry about.

Like human health insurance, veterinary insurance will often exclude certain pre-existing conditions your pet may have. Treating pre-existing conditions can be expensive. Younger pets will have fewer pre-existing conditions, so if issues do arise over time, your pet is more likely to be covered for them. On the other hand, older pets will often already have illnesses, and those could be excluded from coverage. Your secret weapon? Enroll as early as possible. Besides, pet insurance isn’t just for illness! Coverage is available for routine wellness procedures such as exams, vaccinations, and dental prophylaxis, and even some laboratory diagnostics associated with wellness care. Over the course of your pet’s lifetime you could save hundreds of dollars of the high-quality care you’d want for your pet regardless of the cost. And with high quality care comes the best reward of all – more time for you with your pets.

 

 

Obtaining Coverage: Pets may be enrolled by telephone at 800-872-7387, online at petinsurance.com, or by mail. Coverage begins 14 days after the application and premium are received.

Dogs and cats must be at least six weeks of age; there is no upper age limit. Avian and exotic pets must be a minimum of 3 months old at the time of enrollment and in the owners possession a minimum of 60 days.

Levels of Coverage: VPI offers two plans, plus optional endorsements. The two plans (Standard & Superior) differ only in the annual premium and the maximum amount payable per incident... Coverage includes: Diagnostic tests, Office Visits, Prescriptions, X-Rays, Treatments, Lab fees, Hospitalization, Surgeries.

 Call 866-VET-4VPI for details

Optional Coverage Enhancements ... Annual physical exam, Vaccinations, Heartworm protection, Prescription flea control, Choice of spaying/neutering, routine teeth cleaning or health screen. Call 800-872-7387 for more details on vaccination & routine care coverage.

 

Sample Coverages for Medical Problem

VIP Standard Plan
VIP Superior Plan
Canine Conditions
In dollars $
In dollars $
Foreign Body (intestinal foreign body-surgical
780.00
1363.00
Ear infection
144.00
253.00
Fracture, Leg (plated)
1023.00
1852.00
Urinary Tract Infection
148.00
270.00
Lymphosarcoma
1262.00
2028.00
Gastroenteritis
223.00
415.00
Feline Conditions
URI (upper respiratory infection)
151.00
267.00
FLUTD (feline lower urinary tract disease)
228.00
404.00
Foreign Body (intestinal foreign body-surgical)
780.00
1363.00
Feline Fibrosarcoma
1112.00
1738.00
Soft Tissue Trauma
192.00
247.00